Credit inquiries can damage your credit score so it is important to understand your score and your options before you ever submit an application. Credit cards are one of the best ways to help establish your credit, build your credit, and, in some cases, rebuild your credit. However, if you are someone who has a […]
Whether you’re just being conscientious or you have some rebuilding to do, you should know that it is possible to improve your credit score. It might take some time but it’s a very worthwhile undertaking for your financial health. Your credit score is something that is going to follow you everywhere from the minute your […]
How Do I Get My First Credit Card?
Getting your first credit card can be a stressful experience but it is an important step on your credit journey. Being prepared is the best way to help you make the smartest decisions for your credit. Your first credit card is an important rite of passage in your financial life. It is also an important […]
What Is A Secured Credit Card?
If you’re just getting started on your credit journey, or have some credit problems in your past, you may be seeing a lot about secured credit cards. Are they a good option? A credit card is the quickest and most effective way to help you build a positive credit history. However, some people struggle to […]
How To Repair Your Credit
Having a good credit score is way more important than some people initially think. If you do not have a strong credit score, you will struggle to be able to get loans for a new vehicle, or a new house, or a personal loan for when an unforeseen emergency might arise. These are the commonly […]
Buying a Home With a Partner Who Has Bad Credit
Looking to buy a home? If you have a partner with less than perfect credit, you may want to read below. We discuss tips to make the buying process better.